I wasn’t at fault for the accident. Shouldn’t the at-fault driver’s insurance company pay for my medical bills?
No, not immediately. Unfortunately, in Connecticut, every person injured in an auto accident, regardless of who is at fault, is responsible for paying their own medical bills until the final disposition of the claim. This can be a financial hardship, especially for accident victims who don’t have health insurance or who have high deductibles on their health insurance plans.
However, you may have options.
First, check your own car insurance policy. You may have medical coverage available for you and anyone else in your vehicle who was injured in the accident. It is called Medical Payment or Med Pay coverage. Often these bills have to be incurred and claims submitted within one year of the date of the accident. As your auto accident attorneys, we can often make arrangements for you to see medical specialists in your local area without upfront cost to you under a letter of protection. This means we and your doctors have have agreed to provide medical care and treatment for you and will be paid by our firm when the case is settled. Before you receive your money, all bills will be paid.